Corporate retirement



Destiny retirement funds are independent umbrella pension and umbrella provident that are moneywise and tax-effective for both employers and their employees.

One of the greatest leaders of our time, Nelson Mandela said: ‘It always seems impossible until it is done.’

We firmly believe that we have managed to achieve what seems to be impossible in the retirement investment space.

We are able to offer our employers and members the best possible benefits and yield the maximum return on investment for them at the most sensible cost. This is how we do it…

Our fees are utilised for the benefit of our members.

We charge a transparent, fixed and market-related percentage of the value of the retirement fund that is entrusted to us, as opposed to other fluctuating or performance based pricing models that are on the market.

Our full administration fee is utilised towards having the finest expertise and the best possible resources on board for the smooth running of the fund and for the benefit of our members.

Benefits provided by a subsidiary of the largest independent insurance broker in South Africa.

Destiny has appointed GIB Financial Services, who in turn employs a sophisticated and robust computerised system to ensure that we offer our members a flexible range of the most superior retirement solutions available. GIB Financial Services is part of GIB Group, South Africa’s largest independent insurance broker which was established in 1982 and which is 30% owned by Lephatsi Financial Services, a black empowerment company. Click here to read more about some of the member benefits we are able to offer…

The perfect fusion of active and passive asset management for maximum Return on Investment (ROI) at minimal cost.

For investment of our members’ retirement funds, we only collaborate with premium asset managers who have a clearly demonstrated track record of top performance and consistency. What sets us apart is our astute leveraging of both active and passive asset management to yield extraordinary returns at minimal cost to our members.

Winston Churchill said that it is a mistake to look too far ahead, as only one link of the chain of destiny can be handled at a time. Click here to read more about Destiny’s umbrella funds or preservation funds now or talk to us about your unique requirements.