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PERSONAL RISK ASSESSMENT

To help us guide you on planning retirement options that are best suited to your circumstances, please complete the following 'Risk Profile' which will allow us to identify your Investor Profile.


RISK QUESTIONNAIRE

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SCORE EACH STATEMENT STRONGLY AGREE AGREE NEUTRAL DISAGREE STRONGLY DISAGREE SCORE

I would like to get as much long-term growth from my investment funds as possible, even if it means dramatic ups and downs on a year-to-year or month-to-month basis in my investment returns
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I believe I will have enough money to reach my goal therefore I must protect what I have
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I believe I will not have enough money to reach my goal therefore I must take a risk to get ahead
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I would like to protect the money I invest even if it means getting very little long-term growth
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I believe I will have enough money to reach my goal therefore I can afford to take some risk
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I believe I will have enough money to reach my goal therefore I cannot afford to risk what I have
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I would be very concerned if the value of my investment declined because I cannot accept fluctuations in its value
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Which of the following investments would you feel more comfortable owning
Fixed Deposits
Government Stocks
Shares in older established companies
International investments
Shares in Emerging Markets
SCORE EACH STATEMENT STRONGLY AGREE AGREE NEUTRAL DISAGREE STRONGLY DISAGREE SCORE

It is important for me earn the highest possible return on my investments even if I must take some risk to do so
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I prefer my investments to grow steadily and avoid sharp ups and downs even if it lowers my long-term returns
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It will accept short term losses if I believe the long term returns will be good
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Protecting my savings is more important than making them grow
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If I inherited a large sum of money I'd put it in the bank rather than invest it

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For the right opportunity I'd quit my job and start my own business
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Assets I own such as a pension, inheritence or personal savings account form a substantial portion of my net assets
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I expect my earnings to increase in real terms over the next 5 years
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I have an adequate emergency fund that will cover most emergencies
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